After MOMocrats nabbed an exclusive Q&A with Barack Obama*, we were asked by Geoff Livingston if we would welcome McCain's response to our questions in the same manner. My initial gut reaction was, "Well, of course." I like to think that I'm always ready to listen to rationale, reasonable people and their ideas.
But then I started to think about it a little more.
I'm impressed that John McCain's campaign reached out to bloggers, even non-political bloggers, to explain his plan for health insurance. This is a great time to discuss health care because it's Uninsured Children's Week.
MOMocrat Donna wrote about McCain's plan today, including all the problems she sees with his ideas. But there is a fundamental difference between the way John McCain sees health care benefit for people driven by market forces - and the way I see health care - something that should be a Right, regardless of socioeconomic status.
A $5000 tax credit sounds like a nice deal, right? Except that families on the edge who don't currently have health insurance, usually don't have it because they don't have money left over at the end of the month after paying for basics like food, clothing and shelter. Are they supposed to take out a $5000 loan until tax season comes around?
Oh & $5000? For health care? Are you kidding me? Have you ever priced an individual policy for a family of 4? Donna did. Go read her post. I can tell you right now that the quotes you'll get back won't account for the fact that your son has asthma and allergies and needs medication every month. The insurance company will exclude that from coverage. Oh and that high blood pressure your husband has? That, and any complication even remotely related to high blood pressure will be excluded too. Is your wife still of child bearing age? Routine pregnancy will be excluded.
Better start saving up for those prenatal and hospital bills now. You can bet your patootie it will come to more than $5,000.
I worked for a health insurance company before I went law school. I analyzed claims for individual policies. I know what they cost 10 years ago and I know they're a lot higher now.
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